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BackPedal vs Yellow Jersey: theft recovery vs broad cover.
Yellow Jersey is a broader cycling-services business — insurance plus race cover, travel cover, and event-specific products. BackPedal is theft and recovery focused: covert tracker, recovery agents, theft cover. Different products with different breadth.
- 79.7%Recovery rate
- ~48hTypical recovery time
- 24/7In-house ops team
Recovery with no exclusions
Even if you forgot to lock up — we still recover your bike.
Full insurance backup included
Underwritten by Sundays Insurance, FCA regulated.
Tracking kit & professional installation
Covert GSM, GPS & BLE tracking kit — expertly installed, all part of your subscription.
Trusted by thousands of families, commuters, racers and delivery riders because we do more than just insure… we recover.
What Yellow Jersey does well
Yellow Jersey has built a broader cycling-services business than most pure bike insurers. They offer race insurance, travel cover for cycling holidays, event-specific products, and standard bike cover under one umbrella. Their breadth is genuinely useful for serious cyclists with multiple cycling-related needs.
If you race regularly, travel for cycling, or want a single insurer for your whole cycling life, Yellow Jersey is well-suited to that — they offer products BackPedal doesn't.
Where BackPedal differs
Yellow Jersey's strength is breadth of cover; BackPedal's strength is depth on the specific problem of theft and recovery. We don't offer race insurance or cycling travel cover — and we don't try to. We focus on getting your bike back when it's stolen.
Some cyclists use both: BackPedal for day-to-day theft + recovery cover, Yellow Jersey for race weekends and travel. Talk to us about your full setup if you want help working out the right combination — we're not trying to be your only insurer.
Traditional bike
insurance vs
BackPedal
A bike is stolen every 2 minutes in the UK. Fewer than 2% of thieves are ever caught. Traditional insurers don't care — they just price it into your premium. The thief profits. You start again. Nothing changes.
BackPedal is different. We track your bike, recover it, and return it to you — so the thief gets nothing. Insurance is our backup, not our business model.
What you get
RecommendedBackPedalRecovery + Insurance
Other Bike InsuranceTypical Policy
01Recovery & Protection
Get your actual bike back
Covert GPS tracking included
24/7 recovery team deployed
Bike stolen? One call and we take over
02No exclusions on recovery
Forgot to lock up? Still covered
Left outside your house? Still covered
Stolen whilst riding? Still covered
03Insurance
If we can't recover your bike, our backup insurance by Sundays kicks in — the same kind of cover you'd get from any other bike insurer. Standard terms apply and claims are subject to approval.
Financial cover for a replacement bike
Accessory cover
Theft damage cover
Excess
£50*
Varies
* No excess on recovery claims. £200 excess for battery-only insurance claims.
Yellow Jersey vs BackPedal FAQs
What's the difference between Yellow Jersey and BackPedal?
Yellow Jersey is a broader cycling-services business including insurance, travel, and event cover. BackPedal is focused on theft and recovery: we send a team to retrieve the bike when it's stolen, with insurance as the safety net.
What does Yellow Jersey do well?
Yellow Jersey offers a wider product range than most bike insurers — race insurance, travel cover, event cover. They've built a strong reputation in the premium cycling community for breadth of cover. If you want a single insurer for all your cycling-related needs, Yellow Jersey is worth a look.
Where does BackPedal differ from Yellow Jersey?
Recovery. Yellow Jersey's strength is broad insurance cover; BackPedal's is getting the actual bike back. For day-to-day theft protection on a commuter or high-value bike, the recovery service plus covert tracker is the differentiator. For broader cycling-life cover, Yellow Jersey has the wider product set.
Could I use both BackPedal and Yellow Jersey?
Some cyclists do — BackPedal for theft + recovery + theft-related damage, Yellow Jersey for racing insurance, travel cover, or event-specific cover. Talk to us about your full setup and we can advise on the right combination.
Can I switch from Yellow Jersey to BackPedal?
Yes. Cancel your Yellow Jersey policy and start a BackPedal subscription. Most policies are monthly-cancellable after the first month; check your existing wording.
See your BackPedal price
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