Ebike insuranceStreatham recovery
Cheap ebike insurance that still gets your bike back.
Cheap-feeling ebike policies usually exclude the things that matter — battery, motor, theft from sheds, theft while you're inside a café. BackPedal bundles recovery, tracker, battery, motor, and insurance into one transparent subscription (annual in year 1, monthly or annual from year 2). Most subscribers never claim — the bike comes back.
- +80%Recovery rate
- ~48hTypical recovery time
- 24/7In-house ops team
Recovery with no exclusions
Even if you forgot to lock up — we still recover your bike.
Full insurance backup included
Underwritten by Sundays Insurance, FCA regulated.
Tracking kit & professional installation
Covert GSM, GPS & BLE tracking kit — expertly installed, all part of your subscription.
Watch one of our recoveries
Trusted by thousands of families, commuters, racers and delivery riders because we do more than just insure… we recover.
What “cheap ebike insurance” usually leaves out
Filter ebike insurance by price and you'll find policies that look great on the headline number. Read the wording and the battery is excluded (extra £3–£5/month to add), the motor isn't covered, theft from sheds is excluded, and recovery isn't part of the offer at all.
When the ebike actually goes missing, the cheap policy delivers a partial payout slowly and only if your storage and lock category matched the schedule. The bike is gone, the thief profits, your premium goes up next year.
What's in your BackPedal ebike plan
One fee, everything bundled, no tier upsell.
Tracker + install
Covert GSM, GPS, BLE kit fitted by our mechanics. Up to £149 of hardware, included in the price.
24/7 recovery team
We track and retrieve. 80%+ recovery rate. £0 excess on recovery claims.
Battery + motor cover
Both bundled, not sold as add-ons. £200 excess on battery-only claims.
Backup theft insurance
Sundays-underwritten insurance handles your claim if recovery isn't possible — subject to standard policy terms. £50 fixed excess.
How BackPedal works
Three steps. Covert trackers go on your bike, you call us when it's stolen, and our agents go and get it back. We've recovered over 80% of bikes reported to us.
01
Install trackers
Our mechanics fit covert GSM, GPS & BLE trackers to your bike anywhere in London — at the time and place you choose, 8am to 8pm, every day.
UP TO £149 OF KIT8AM–8PM, DAILY
02
24/7 Recovery OpsReport a theft
When your bike goes, you call our 24/7 hotline. We deploy recovery agents the same hour and keep you updated until it's back.
24/7 HOTLINESAME-HOUR DEPLOY
03
RecoveredOn its way homeBike recovered
We track it down, check it for damage, return it to your door, and handle the police report and any insurance claim on your behalf.
+80% RECOVEREDCLAIM HANDLED
+80%
Recovery rate
~48h
Typical recovery time
24/7
In-house ops team
Real recovery footage · updated weekly
Watch us
get them back.
Every clip is real footage from a BackPedal recovery, filmed by our agents on the ground. New recoveries land every week.
Watch the recoveries
Streatham6 hours to recover1:19
Stratford22 hours to recover1:12
Brighton2 days to recover1:15
Twickenham13 hours to recover1:11
London9 days to recover1:06
Hounslow23 hours to recover1:11
Kensington10 days to recover1:03the wall
Traditional bike
insurance vs
BackPedal
A bike is stolen every 2 minutes in the UK. Fewer than 2% of thieves are ever caught. Traditional insurers don't care — they just price it into your premium. The thief profits. You start again. Nothing changes.
BackPedal is different. We track your bike, recover it, and return it to you — so the thief gets nothing. Insurance is our backup, not our business model.
What you get
RecommendedBackPedalRecovery + Insurance
Other Bike InsuranceTypical Policy
01Recovery & Protection
Get your actual bike back
Covert GPS tracking included
24/7 recovery team deployed
Bike stolen? One call and we take over
02No exclusions on recovery
Forgot to lock up? Still covered
Left outside your house? Still covered
Stolen whilst riding? Still covered
03Insurance
If we can't recover your bike, our backup insurance by Sundays kicks in — the same kind of cover you'd get from any other bike insurer. Standard terms apply and claims are subject to approval.
Financial cover for a replacement bike
Accessory cover
Theft damage cover
Excess
£50*
Varies
* No excess on recovery claims. £200 excess for battery-only insurance claims.
★ ★ ★ AS SEEN ON TV
On the hunt
with TV crews
Three film crews. Three networks. One question — what does it actually look like to recover a stolen bike? Press play and find out.
45 minFeatured · BBC One
Trace, Track, Get My Car Back
In London, bike recovery specialist Bilal hunts down an ebike's GPS signal to a block of flats — and is shocked to discover what looks like a bike chop shop inside.
Watch on BBC iPlayer Series 1 · Episode 15 · 45 min
Crime + Investigation · 60 min
Bike Theft: London's Recovery Crew
“A routine recovery spirals into public confrontations, police involvement and a chase across multiple thefts — showing how unpredictable stolen bike recoveries can be.”
Watch on YouTube
Channel 4 Dispatches · 30 min
Britain's Bike Theft Capital
“Dispatches secretly films suspected handlers and goes on the trail of stolen bikes with our team.”
Watch on YouTubeThe kit · £150 of trackers
Covert trackers,
disguised & hidden
Every bike we protect gets a covert tracking kit — hidden away within the bike itself, or tucked into one of 17 disguised casings, so no two bikes look alike and thieves never learn the hiding spots.
Depending on your bike, that's some mix of an always-on Live GPS, a no-wires Sleeper GPS that wakes the moment your bike's reported stolen, and a short-range Proximity Beacon that leads our agents to it indoors. Read more about the trackers.
Handlebar cable coverCovers any brake, gear and electrical cables whilst hiding the tracker
Browse the disguises · tap to preview
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Our customers love us
My bike was stolen… BackPedal took over the whole operation to get my bike back. Kind and caring and excellent at their job!
Alexandra Stratos
Chef, Highbury
My ebike is essential to our lives so I love the peace of mind knowing you've got a team there ready to go if the unthinkable happens.
Elan TamSey
Musician, Walthamstow
BackPedal gives me a way to protect my kit and fight back against bike theft at the same time.
Mat Shreeve
Engineer, Camden Town
BackPedal have recovered my ebike twice now. It is still a horrible experience having my bike stolen but the team are so resourceful they got a quick result.
They could not have been more conscientious on my behalf.
Frances Kelly
Kensington
Cheap ebike insurance FAQs
How cheap is BackPedal ebike insurance?
Pricing scales with your ebike's value and starts from around £153/year (≈£13/month equivalent). Year 1 is billed annually upfront — it covers up to £149 of tracker hardware plus professional install. From year 2 you can switch to monthly billing or stay annual at a discount. The subscription includes tracker, install, recovery, and insurance — no add-ons, no surprise excess on the recovery side.
Is cheap ebike insurance worth it?
Cheap-feeling ebike policies usually have narrow cover — battery excluded, theft only between certain hours, only if locked with a specific lock category to an immovable object. When you actually claim, the cheap policy isn't cheap. BackPedal's recovery service means most subscribers never need to claim — the bike comes back. That's the cheapest outcome of all.
What do cheap ebike policies leave out?
Common exclusions: battery cover (added as a paid extra), motor cover, theft from sheds and garages, theft during commute, theft if left unlocked even briefly, recovery service entirely. The headline premium looks great until the claim wording bites. BackPedal bundles all of these into one fee — no tier system, no battery upsell.
Can I cancel ebike cover any time?
Year 1 is an annual subscription paid upfront — it covers up to £149 of tracker hardware plus professional install. Cancel during year 1 and we'll refund pro rata; you return the tracking kit to us. From year 2 you can switch to monthly billing or stay annual at a discount, and cancel any time. No long-term lock-in beyond year 1.
Are there hidden fees on cheap ebike insurance?
Not with BackPedal. The subscription bundles the tracker hardware, installation, recovery service, and insurance. Year 1 is annual upfront; from year 2 you can choose monthly or annual at a discount. £50 fixed excess on insurance claims; £0 on recovery claims; £200 on battery-only claims. The headline price is the figure.
See your real ebike price
Type your ebike's value and you'll see an instant price. The headline figure is the figure — tracker, install, recovery, battery, and insurance all included.