Battery + motor covered · 24/7 ops team
Ebike and electric bike insurance that gets your bike back.
An ebike earns its place fast — the commute, the school run, the Sunday escape. A payout weeks after a theft gives none of that back. BackPedal fits a covert GPS tracker, and when a bike goes missing our 24/7 recovery team goes and gets it — with Sundays-backed insurance as the safety net if recovery isn't possible. Battery and motor included, no separate policy.
- +80%Recovery rate
- ~48hTypical recovery time
- 24/7In-house ops team
Recovery with no exclusions
Even if you forgot to lock up — we still recover your bike.
Battery + motor covered as standard
No separate policy, no add-ons — the whole ebike is one plan.
Tracking kit & professional installation
Covert GSM, GPS & BLE tracking kit — expertly installed, all part of your subscription.
Watch one of our recoveries
Trusted by thousands of families, commuters, racers and delivery riders because we do more than just insure… we recover.
Battery and motor covered. And we go and get the bike back.
Battery and motor come as standard in every BackPedal plan. What sets us apart is the recovery team, and depending on how you ride, that's the whole difference.
CommutersYour commute doesn't wait for a claim
You ride because it's the quickest, cheapest, most reliable way to work. Weeks of claim forms breaks all three. We track, recover, and get you back in the routine.
Learn more
Family & cargoThe family car happens to be a bike
School run, groceries, everything in between — taxis and hire cars are a poor substitute for the machine your week runs on. Recovery, not paperwork, gets it back.
Learn more
Weekend ridersYou built that bike. A cheque isn't a spare.
E-MTB or e-road, dialled in exactly how you want it — maybe a spec that's no longer in stock. Money can't jump a supply queue. We go after the actual bike.
Learn more
Electric bike insurance in the UK
Electric bike insurance, or ebike insurance, protects the whole bike, including the battery and motor. Every BackPedal plan includes a covert GPS tracker, professional installation and a 24/7 recovery team, with backup theft insurance underwritten by Sundays. The standard excess is £100, and there's no excess if we recover your bike. Mobile tracker installation is currently available in London zones 1–4.
How BackPedal works
Three steps. Covert trackers go on your bike, you call us when it's stolen, and our agents go and get it back. We've recovered over 80% of bikes reported to us.
01
Install trackers
Our mechanics fit covert GSM, GPS & BLE trackers to your bike anywhere in London — at the time and place you choose, 8am to 8pm, every day.
UP TO £149 OF KIT8AM–8PM, DAILY
02
24/7 Recovery OpsReport a theft
When your bike goes, you call our 24/7 hotline. We deploy recovery agents the same hour and keep you updated until it's back.
24/7 HOTLINESAME-HOUR DEPLOY
03
RecoveredOn its way homeBike recovered
We track it down, check it for damage, return it to your door, and handle the police report and any insurance claim on your behalf.
+80% RECOVEREDCLAIM HANDLED
+80%
Recovery rate
~48h
Typical recovery time
24/7
In-house ops team
Watch us
get them back.
Every clip is real footage from a BackPedal recovery. New recoveries land every week.
Watch the recoveries
StreathamTap for soundStolen in Streatham. Back in 6 hours.Latest recovery1:19
Stratford22 hours to recover1:12
Brighton2 days to recover1:15
Twickenham13 hours to recover1:11
London9 days to recover1:06
Hounslow23 hours to recover1:11
Kensington10 days to recover1:03
Hackney20 hours to recover1:24the wall
Traditional bike
insurance vs
BackPedal
A bike is stolen every 2 minutes in the UK. Fewer than 2% of thieves are ever caught. Traditional insurers don't care — they just price it into your premium. The thief profits. You start again. Nothing changes.
BackPedal is different. We track your bike, recover it, and return it to you — so the thief gets nothing. Insurance is our backup, not our business model.
What you get
RecommendedBackPedalRecovery + Insurance
Other Bike InsuranceTypical Policy
01Recovery & Protection
Get your actual bike back
Covert GPS tracking included
24/7 recovery team deployed
Bike stolen? One call and we take over
02No exclusions on recovery
Forgot to lock up? Still covered
Left outside your house? Still covered
Stolen whilst riding? Still covered
03Insurance
If we can't recover your bike, our backup insurance by Sundays kicks in — the same kind of cover you'd get from any other bike insurer. Standard terms apply and claims are subject to approval.
Financial cover for a replacement bike
Accessory cover
Theft damage cover
Excess
£100*
Varies
* No excess on recovery claims. £100 on all insurance claims, including battery-only.
On the hunt with TV crews
Three film crews. Three networks. One question — what does it actually look like to recover a stolen bike? Press play and find out.
45 minFeatured · BBC One
Trace, Track, Get My Car Back
In London, bike recovery specialist Bilal hunts down an ebike's GPS signal to a block of flats — and is shocked to discover what looks like a bike chop shop inside.
Watch on BBC iPlayer Series 1 · Episode 15 · 45 min
Sky · 60 min
Bike Theft: London's Recovery Crew
“A routine recovery spirals into public confrontations, police involvement and a chase across multiple thefts — showing how unpredictable stolen bike recoveries can be.”
Watch on YouTube
Channel 4 Dispatches · 30 min
Britain's Bike Theft Capital
“Dispatches secretly films suspected handlers and goes on the trail of stolen bikes with our team.”
Watch on YouTubeThe kit · £150 of trackers
Covert trackers,
disguised & hidden
Every bike we protect gets a covert tracking kit — hidden away within the bike itself, or tucked into one of 17 disguised casings, so no two bikes look alike and thieves never learn the hiding spots.
Depending on your bike, that's some mix of an always-on Live GPS, a no-wires Sleeper GPS that wakes the moment your bike's reported stolen, and a short-range Proximity Beacon that leads our agents to it indoors. Read more about the trackers.
Handlebar cable coverCovers any brake, gear and electrical cables whilst hiding the tracker
Browse the disguises · tap to preview
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Our customers love us
My bike was stolen… BackPedal took over the whole operation to get my bike back. Kind and caring and excellent at their job!
Alexandra Stratos
Chef, Highbury
My ebike is essential to our lives so I love the peace of mind knowing you've got a team there ready to go if the unthinkable happens.
Elan TamSey
Musician, Walthamstow
BackPedal gives me a way to protect my kit and fight back against bike theft at the same time.
Mat Shreeve
Engineer, Camden Town
BackPedal have recovered my ebike twice now. It is still a horrible experience having my bike stolen but the team are so resourceful they got a quick result.
They could not have been more conscientious on my behalf.
Frances Kelly
Kensington
Ebike cover by use case
Same recovery, tracker, and insurance backup. Different angles depending on how you ride.
London ebike insurance
London-specific commuter cover — mobile install + deepest local recovery expertise.
Learn moreCargo bike insurance
Cargo ebike cover for family riders, school run, and £4k+ bikes.
Learn moreElectric mountain bike (e-MTB) insurance
E-MTB cover for trails, race weekends, and high-value bikes.
Learn moreCheap ebike insurance
Lower-cost ebike cover with the recovery service still bundled.
Learn moreEbike theft insurance
What ebike theft cover handles, and when insurance kicks in.
Learn moreEbike insurance with GPS tracker
Covert GSM, GPS, BLE tracker built into every plan.
Learn moreEbike recovery service
Inside how BackPedal's recovery team gets stolen ebikes back.
Learn moreCowboy ebikes
Built-in GPS means no install — sign up online with a 15% discount, anywhere in mainland UK.
Learn moreVanMoof S, A & X
Your VanMoof's tracking is BackPedal-compatible. Skip the install, keep the Kick Lock.
Learn moreEbike insurance FAQs
What does BackPedal ebike insurance cover?
Every BackPedal ebike subscription includes a covert GPS tracker, professional installation, 24/7 recovery team, and backup theft insurance underwritten by Sundays. Battery and motor are covered. If your ebike is stolen we attempt recovery first; if we can't get it back, the Sundays-backed insurance handles a claim, subject to standard policy terms. £100 excess on all insurance claims (including battery-only), zero on recovery claims.
Is the ebike battery covered separately?
Battery cover is bundled into the main subscription — there's no separate battery policy to buy. Theft, theft-related damage, and recovery all apply to the battery as part of the bike. Standalone battery claims (e.g. a battery stolen from a charging area) carry the same £100 excess as any other insurance claim. Battery fire and electrical failure follow manufacturer warranty terms first, then insurance.
How much does ebike insurance cost in the UK?
Pricing depends on your ebike's value and starts from around £153/year (≈£13/month equivalent), scaling up with bike value. Year 1 is billed annually upfront and covers up to £149 of tracker hardware plus professional installation. From year 2 you can switch to monthly billing or stay annual at a discount. Use the quote tool to see a real number for your specific ebike.
Is BackPedal best for ebike commuters in London?
London is where consumer tracker installation is currently available: a mobile mechanic visits zones 1–4 to fit the tracker, and our 24/7 recovery team handles thefts. See our London ebike insurance page for more.
Does home insurance cover ebikes?
Sometimes — but capped low (often £500–£1,500) and limited to theft from inside the home. Most home contents policies exclude ebike theft from sheds, garages, on the street, or while riding. Battery cover is rarely included. Ebike-specific cover with recovery is almost always cheaper in practice once you factor in claim outcomes.
Is ebike insurance the same as electric bike insurance?
Yes. Ebike insurance, e-bike insurance and electric bike insurance all describe the same cover. With BackPedal it includes the battery and motor as part of the bike, plus a covert tracker, professional installation, a 24/7 recovery team and backup theft insurance underwritten by Sundays.
Do I need insurance for an electric bike in the UK?
Not by law, if your ebike meets the UK's electric assisted pedal cycle (EAPC) rules. An EAPC doesn't need to be registered, taxed or insured, according to gov.uk's electric bike rules. Insurance is still worth considering for theft, given what ebikes cost to replace.
Protect your ebike with BackPedal
One subscription: covert tracker, professional install, 24/7 recovery team, battery + motor cover, Sundays-backed insurance as the safety net. If your ebike's stolen, we go and get it. Quote in 60 seconds.