Ebike insuranceStreatham recovery
E-MTB insurance that gets your bike back.
E-MTBs combine the highest theft demand in cycling — premium components, high resale, sought-after batteries and motors — with the riskiest storage scenarios (trail centre car parks, race weekends, vans). BackPedal's cover bundles a covert tracker, recovery service, battery + motor cover, and insurance backup into one subscription.
- +80%Recovery rate
- ~48hTypical recovery time
- 24/7In-house ops team
Recovery with no exclusions
Even if you forgot to lock up — we still recover your bike.
Full insurance backup included
Underwritten by Sundays Insurance, FCA regulated.
Tracking kit & professional installation
Covert GSM, GPS & BLE tracking kit — expertly installed, all part of your subscription.
Watch one of our recoveries
Trusted by thousands of families, commuters, racers and delivery riders because we do more than just insure… we recover.
Why e-MTBs need specific cover
E-MTBs are a particular theft target: £4k–£8k typical values, sought-after batteries and motors that can be split out for resale, and the bikes regularly end up in unattended car parks at trail centres or in vans during race weekends. The whole-bike-to-parts conversion happens fast — often within 24 hours of a theft.
Standard MTB insurance doesn't address the e-bike specifics. BackPedal's cover bundles battery, motor, accessories, and a covert tracker — combined with active recovery, the bike is much more likely to come home as a complete bike rather than as a list of components.
Where e-MTB cover applies
Trail centre car parks
Coed y Brenin, Bike Park Wales, Glentress, Fort William — recovery service applies. Trackers report through trail-side coverage gaps.
Race & DH weekends
Theft and theft damage at recognised event venues covered. Crash damage during racing under BC licence cover.
On the bike rack or in the van
Bike-rack and vehicle storage during transit to events covered. Tracker keeps reporting in transit.
Garage / shed storage
Outdoor storage at your registered address covered — even without the strict 'immovable object' clause most insurers require.
How BackPedal works
Three steps. Covert trackers go on your bike, you call us when it's stolen, and our agents go and get it back. We've recovered over 80% of bikes reported to us.
01
Install trackers
Our mechanics fit covert GSM, GPS & BLE trackers to your bike anywhere in London — at the time and place you choose, 8am to 8pm, every day.
UP TO £149 OF KIT8AM–8PM, DAILY
02
24/7 Recovery OpsReport a theft
When your bike goes, you call our 24/7 hotline. We deploy recovery agents the same hour and keep you updated until it's back.
24/7 HOTLINESAME-HOUR DEPLOY
03
RecoveredOn its way homeBike recovered
We track it down, check it for damage, return it to your door, and handle the police report and any insurance claim on your behalf.
+80% RECOVEREDCLAIM HANDLED
+80%
Recovery rate
~48h
Typical recovery time
24/7
In-house ops team
Real recovery footage · updated weekly
Watch us
get them back.
Every clip is real footage from a BackPedal recovery, filmed by our agents on the ground. New recoveries land every week.
Watch the recoveries
Streatham6 hours to recover1:19
Stratford22 hours to recover1:12
Brighton2 days to recover1:15
Twickenham13 hours to recover1:11
London9 days to recover1:06
Hounslow23 hours to recover1:11
Kensington10 days to recover1:03the wall
Traditional bike
insurance vs
BackPedal
A bike is stolen every 2 minutes in the UK. Fewer than 2% of thieves are ever caught. Traditional insurers don't care — they just price it into your premium. The thief profits. You start again. Nothing changes.
BackPedal is different. We track your bike, recover it, and return it to you — so the thief gets nothing. Insurance is our backup, not our business model.
What you get
RecommendedBackPedalRecovery + Insurance
Other Bike InsuranceTypical Policy
01Recovery & Protection
Get your actual bike back
Covert GPS tracking included
24/7 recovery team deployed
Bike stolen? One call and we take over
02No exclusions on recovery
Forgot to lock up? Still covered
Left outside your house? Still covered
Stolen whilst riding? Still covered
03Insurance
If we can't recover your bike, our backup insurance by Sundays kicks in — the same kind of cover you'd get from any other bike insurer. Standard terms apply and claims are subject to approval.
Financial cover for a replacement bike
Accessory cover
Theft damage cover
Excess
£50*
Varies
* No excess on recovery claims. £200 excess for battery-only insurance claims.
★ ★ ★ AS SEEN ON TV
On the hunt
with TV crews
Three film crews. Three networks. One question — what does it actually look like to recover a stolen bike? Press play and find out.
45 minFeatured · BBC One
Trace, Track, Get My Car Back
In London, bike recovery specialist Bilal hunts down an ebike's GPS signal to a block of flats — and is shocked to discover what looks like a bike chop shop inside.
Watch on BBC iPlayer Series 1 · Episode 15 · 45 min
Crime + Investigation · 60 min
Bike Theft: London's Recovery Crew
“A routine recovery spirals into public confrontations, police involvement and a chase across multiple thefts — showing how unpredictable stolen bike recoveries can be.”
Watch on YouTube
Channel 4 Dispatches · 30 min
Britain's Bike Theft Capital
“Dispatches secretly films suspected handlers and goes on the trail of stolen bikes with our team.”
Watch on YouTubeThe kit · £150 of trackers
Covert trackers,
disguised & hidden
Every bike we protect gets a covert tracking kit — hidden away within the bike itself, or tucked into one of 17 disguised casings, so no two bikes look alike and thieves never learn the hiding spots.
Depending on your bike, that's some mix of an always-on Live GPS, a no-wires Sleeper GPS that wakes the moment your bike's reported stolen, and a short-range Proximity Beacon that leads our agents to it indoors. Read more about the trackers.
Handlebar cable coverCovers any brake, gear and electrical cables whilst hiding the tracker
Browse the disguises · tap to preview
1 / 17
Our customers love us
My bike was stolen… BackPedal took over the whole operation to get my bike back. Kind and caring and excellent at their job!
Alexandra Stratos
Chef, Highbury
My ebike is essential to our lives so I love the peace of mind knowing you've got a team there ready to go if the unthinkable happens.
Elan TamSey
Musician, Walthamstow
BackPedal gives me a way to protect my kit and fight back against bike theft at the same time.
Mat Shreeve
Engineer, Camden Town
BackPedal have recovered my ebike twice now. It is still a horrible experience having my bike stolen but the team are so resourceful they got a quick result.
They could not have been more conscientious on my behalf.
Frances Kelly
Kensington
E-MTB insurance FAQs
What does e-MTB insurance cover?
Theft, theft damage, battery, motor, and recovery service — same as standard ebike cover but with trail and event-weekend scenarios in mind. £50 fixed excess on insurance claims, £0 on recovery claims, £200 on battery-only claims.
Are e-MTB enduro and DH events covered?
Theft from event weekends at recognised UK venues (Innerleithen, Glentress, Bike Park Wales, Fort William, etc.) is covered. Crash damage during racing typically falls under BC racing insurance rather than standard cover. Talk to us if you race regularly so we can confirm the right setup.
Is my battery covered when range-extending or charging on the trail?
Battery theft and theft damage are covered including in trail-side scenarios. If your battery's stolen separately (e.g. from a vehicle while you're on the trail), the standalone battery excess of £200 applies. Manufacturer warranty handles natural failures.
Is a £6k e-MTB worth insuring?
Almost always. E-MTBs combine the highest theft demand (high resale, sought-after components) with the highest replacement cost. The tracker pays for itself quickly — most e-MTBs we cover never become claims because recovery brings them home before parts get split out.
Is my e-MTB covered on the bike rack in transit?
Yes — bike-rack and vehicle-stored e-MTBs are covered during transit to and from rides and events. The covert tracker keeps reporting while the bike's on a roof rack or in a van. We've recovered bikes lifted from car parks at trailheads before.
Insure the e-MTB you actually ride
Covert tracker, recovery, battery + motor cover, race-weekend protection. See your price.