Ebike insurance

Ebike insurance with a covert GPS tracker built in.

Most ebike insurance pays out after the bike's been split for parts. BackPedal fits a covert GSM, GPS, and BLE tracker — included with your subscription — and the recovery team uses that location data to bring the bike home before it gets to the chop shop.

  • 79.7%Recovery rate
  • ~48hTypical recovery time
  • 24/7In-house ops team
  • Recovery with no exclusions

    Even if you forgot to lock up — we still recover your bike.

  • Full insurance backup included

    Underwritten by Sundays Insurance, FCA regulated.

  • Tracking kit & professional installation

    Covert GSM, GPS & BLE tracking kit — expertly installed, all part of your subscription.

Live recovery
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Tracker, insurance & recovery — one price.

No credit check · No obligation · Instant result

Trusted by thousands of families, commuters, racers and delivery riders because we do more than just insure… we recover.

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What's in your tracking kit

Three trackers, three signal types, one £150 kit — all included with the subscription.

  • GSM

    Long-range network

    Mobile-network position reporting across the UK, including underground car parks and indoor storage where GPS struggles.

  • GPS

    Outdoor accuracy

    Standard satellite positioning to within a few metres outdoors. Drives most of our 79% recovery rate.

  • BLE

    Final-metre beacon

    Bluetooth Low Energy closes the distance when the bike's inside a building or vehicle and network signals are weak.

Why covert matters more on ebikes

An ebike thief who finds an AirTag taped under the saddle will disable it in under a minute. They've seen them before. They scan for them. Once disabled, the bike's a £3k anonymous lump and recovery becomes guesswork.

BackPedal trackers are fitted inside the frame or battery compartment during professional installation. They're not visible without disassembly, and even then there are three of them — finding and disabling all three before recovery agents arrive isn't realistic. The tracker location is the bike's biggest insurance against ending up as parts.

We've recovered 800 stolen bikes — and counting.

We've recovered 79% of all stolen bikes that we've covered with a tracker.

79%

Average recovery time

2 days

Live recovery
Streatham recovery

DB075 - 242907264

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Stratford recovery

Lucy D. VOLT22130272

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Brighton recovery

Mike Baker Street FB Recovery Trek Cargo

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Twickenham recovery

UK175

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London recovery

Z889496

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Hounslow recovery

VOLT22160171

    Traditional bike
    insurance vs
    BackPedal

    A bike is stolen every 2 minutes in the UK. Fewer than 2% of thieves are ever caught. Traditional insurers don't care — they just price it into your premium. The thief profits. You start again. Nothing changes.

    BackPedal is different. We track your bike, recover it, and return it to you — so the thief gets nothing. Insurance is our backup, not our business model.

    What you get
    BackPedal
    Other Bike Insurance
    01Recovery & Protection
    Get your actual bike back
    Covert GPS tracking included
    24/7 recovery team deployed
    Bike stolen? One call and we take over
    02No exclusions on recovery
    Forgot to lock up? Still covered
    Left outside your house? Still covered
    Stolen whilst riding? Still covered
    03Insurance

    If we can't recover your bike, our backup insurance by Sundays kicks in — the same kind of cover you'd get from any other bike insurer. Standard terms apply and claims are subject to approval.

    Financial cover for a replacement bike
    Accessory cover
    Theft damage cover
    Excess
    £50*
    Varies
    * No excess on recovery claims. £200 excess for battery-only insurance claims.

    Ebike GPS tracker FAQs

    • Is the GPS tracker included with ebike insurance?

      Yes — the tracking kit (around £150 of GSM, GPS, and BLE hardware) and professional installation are both bundled into the BackPedal subscription. Year 1 is paid annually upfront — the annual fee covers the tracker, install, 24/7 recovery, and backup theft insurance. From year 2 you can switch to monthly billing or stay annual at a discount.

    • Where do you install the tracker on an ebike?

      Our mechanics fit the tracker covertly inside the frame, battery compartment, or another concealed location depending on your ebike model. Installation takes about 30 minutes and happens anywhere in London zones 1–4, 8am to 8pm, at a time and place that suits you.

    • Does the tracker drain my ebike battery?

      Tracker draws negligible power — our kit is designed for months-to-year battery life on its own cell, independent of the ebike's battery. Some installations tap your bike's main power for trickle-charging, which adds an imperceptible load (less than 1% of typical daily usage).

    • Is an AirTag enough for my ebike?

      No. Apple AirTags work for finding bikes inside your home or office, not against professional theft. They rely on a passing iPhone to relay position, professional thieves know how to scan for and disable them, and they don't include a recovery team. For a £3k+ ebike, the maths doesn't work out.

    • Why three trackers instead of just GPS?

      GPS struggles indoors and underground. GSM uses the mobile network to track anywhere, including underground car parks and inside buildings. BLE handles the final-metre proximity when the bike's inside a building or vehicle and other signals are weak. Together they cover each other's blind spots.

    Ebike insurance + tracker, one subscription

    Covert GSM + GPS + BLE tracker, professional installation, 24/7 recovery, and backup insurance — bundled. See your price in 60 seconds.