Bike insuranceStreatham recovery
Mountain bike insurance that gets your MTB back.
MTBs get stolen from trail-centre car parks, vans at race weekends, and garden sheds. BackPedal fits a covert tracker and deploys a recovery team if it goes missing — backed up by insurance for the rare cases recovery can't fix.
- +80%Recovery rate
- ~48hTypical recovery time
- 24/7In-house ops team
Recovery with no exclusions
Even if you forgot to lock up — we still recover your bike.
Full insurance backup included
Underwritten by Sundays Insurance, FCA regulated.
Tracking kit & professional installation
Covert GSM, GPS & BLE tracking kit — expertly installed, all part of your subscription.
Watch one of our recoveries
Trusted by thousands of families, commuters, racers and delivery riders because we do more than just insure… we recover.
MTB-specific theft risk
Mountain bikes get stolen in three places more than anywhere else: trail-centre car parks during rides, vans on race weekends, and home sheds with weaker security than the bikes inside them. Drivetrain components, forks, and dropper posts are particularly targeted for resale.
Standard bike insurance doesn't distinguish — a £4k enduro bike with a Fox 38 and an XX1 drivetrain is priced and covered the same way as a cheap commuter. BackPedal's tracker plus active recovery is what makes the maths work on a high-end MTB: the bike comes home before the parts get split out.
Where MTBs need cover
From a damp shed to a Bike Park Wales car park to a 24-hour endurance event — the bike's insured throughout.
Trail centres
Theft from public car parks at recognised UK trail centres (Glentress, Coed y Brenin, Cwmcarn, Afan, Surrey Hills, Cannock Chase, etc.) is covered.
Race & event weekends
XC, endurance, and recognised DH events at bike parks are covered for theft and theft damage. Crash damage during racing sits under BC racing insurance.
Home storage
Garage, shed, or indoor storage at your registered address — covered without the strict 'immovable object' clause most policies enforce.
On the roof or in the van
Bike-rack and vehicle-stored bikes are covered during transit to and from rides and events.
Race-day and event cover
Cross-country, endurance, and enduro events at recognised UK venues are covered for theft throughout the weekend. The bike's insured during transit, in the pits, and at the trailhead. Crash damage during racing typically sits with British Cycling's racing licence cover, not standard insurance.
DH event weekends at bike parks (Fort William, Antur Stiniog, Innerleithen, Wales) get the same treatment — theft and theft damage are insured. We've recovered bikes lifted from race-weekend car parks before; the kit is what makes it possible.
How BackPedal works
Three steps. Covert trackers go on your bike, you call us when it's stolen, and our agents go and get it back. We've recovered over 80% of bikes reported to us.
01
Install trackers
Our mechanics fit covert GSM, GPS & BLE trackers to your bike anywhere in London — at the time and place you choose, 8am to 8pm, every day.
UP TO £149 OF KIT8AM–8PM, DAILY
02
24/7 Recovery OpsReport a theft
When your bike goes, you call our 24/7 hotline. We deploy recovery agents the same hour and keep you updated until it's back.
24/7 HOTLINESAME-HOUR DEPLOY
03
RecoveredOn its way homeBike recovered
We track it down, check it for damage, return it to your door, and handle the police report and any insurance claim on your behalf.
+80% RECOVEREDCLAIM HANDLED
+80%
Recovery rate
~48h
Typical recovery time
24/7
In-house ops team
Real recovery footage · updated weekly
Watch us
get them back.
Every clip is real footage from a BackPedal recovery, filmed by our agents on the ground. New recoveries land every week.
Watch the recoveries
Streatham6 hours to recover1:19
Stratford22 hours to recover1:12
Brighton2 days to recover1:15
Twickenham13 hours to recover1:11
London9 days to recover1:06
Hounslow23 hours to recover1:11
Kensington10 days to recover1:03the wall
Traditional bike
insurance vs
BackPedal
A bike is stolen every 2 minutes in the UK. Fewer than 2% of thieves are ever caught. Traditional insurers don't care — they just price it into your premium. The thief profits. You start again. Nothing changes.
BackPedal is different. We track your bike, recover it, and return it to you — so the thief gets nothing. Insurance is our backup, not our business model.
What you get
RecommendedBackPedalRecovery + Insurance
Other Bike InsuranceTypical Policy
01Recovery & Protection
Get your actual bike back
Covert GPS tracking included
24/7 recovery team deployed
Bike stolen? One call and we take over
02No exclusions on recovery
Forgot to lock up? Still covered
Left outside your house? Still covered
Stolen whilst riding? Still covered
03Insurance
If we can't recover your bike, our backup insurance by Sundays kicks in — the same kind of cover you'd get from any other bike insurer. Standard terms apply and claims are subject to approval.
Financial cover for a replacement bike
Accessory cover
Theft damage cover
Excess
£50*
Varies
* No excess on recovery claims. £200 excess for battery-only insurance claims.
★ ★ ★ AS SEEN ON TV
On the hunt
with TV crews
Three film crews. Three networks. One question — what does it actually look like to recover a stolen bike? Press play and find out.
45 minFeatured · BBC One
Trace, Track, Get My Car Back
In London, bike recovery specialist Bilal hunts down an ebike's GPS signal to a block of flats — and is shocked to discover what looks like a bike chop shop inside.
Watch on BBC iPlayer Series 1 · Episode 15 · 45 min
Crime + Investigation · 60 min
Bike Theft: London's Recovery Crew
“A routine recovery spirals into public confrontations, police involvement and a chase across multiple thefts — showing how unpredictable stolen bike recoveries can be.”
Watch on YouTube
Channel 4 Dispatches · 30 min
Britain's Bike Theft Capital
“Dispatches secretly films suspected handlers and goes on the trail of stolen bikes with our team.”
Watch on YouTubeThe kit · £150 of trackers
Covert trackers,
disguised & hidden
Every bike we protect gets a covert tracking kit — hidden away within the bike itself, or tucked into one of 17 disguised casings, so no two bikes look alike and thieves never learn the hiding spots.
Depending on your bike, that's some mix of an always-on Live GPS, a no-wires Sleeper GPS that wakes the moment your bike's reported stolen, and a short-range Proximity Beacon that leads our agents to it indoors. Read more about the trackers.
Handlebar cable coverCovers any brake, gear and electrical cables whilst hiding the tracker
Browse the disguises · tap to preview
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Our customers love us
My bike was stolen… BackPedal took over the whole operation to get my bike back. Kind and caring and excellent at their job!
Alexandra Stratos
Chef, Highbury
My ebike is essential to our lives so I love the peace of mind knowing you've got a team there ready to go if the unthinkable happens.
Elan TamSey
Musician, Walthamstow
BackPedal gives me a way to protect my kit and fight back against bike theft at the same time.
Mat Shreeve
Engineer, Camden Town
BackPedal have recovered my ebike twice now. It is still a horrible experience having my bike stolen but the team are so resourceful they got a quick result.
They could not have been more conscientious on my behalf.
Frances Kelly
Kensington
Mountain bike insurance FAQs
Does mountain bike cover include downhill and DH events?
Yes — downhill events at recognised UK bike parks (Bike Park Wales, Fort William, Innerleithen, Antur Stiniog, etc.) are covered for theft and theft-related damage. Crash damage during racing isn't typically covered (that's what BC racing insurance is for), but the bike itself remains insured against theft throughout race weekends.
What about e-MTBs?
E-MTBs have their own dedicated cover at /ebike-insurance/e-mtb — same recovery service plus ebike battery and motor cover. If you're on an e-MTB, that's the right page for you.
Are trail centres covered?
Yes. Theft from public bike racks at trail centres (Glentress, Coed y Brenin, Cwmcarn, Afan, Surrey Hills, etc.) falls under standard cover. Most trail-centre thefts happen from car park bike racks during a ride — recovery service helps here, though we can't reach remote venues as quickly as we can central London.
Can I race with my MTB insured?
Cross-country (XC) and endurance events (12hr / 24hr) are covered for the bike and components against theft and incident damage. Enduro and DH events at recognised venues are covered for theft. Closed-circuit racing falls under BC racing insurance — same rule as road bikes.
Is my high-end MTB worth tracking?
£2k+ MTBs are a classic theft target — same demographic as premium road bikes, plus organised demand for parts in the trail community. The covert tracker pays back fast if your bike's stolen from a car park or trailhead. Recovery rate isn't 100% just because the bike's expensive, but the tracker tilts the odds heavily in your favour.
Insure the MTB you actually ride
Covert tracker, 24/7 recovery team, theft + accessories cover. Get a real price in 60 seconds.