Recovery across the UK · 24/7 ops team
Bike insurance that gets your bike back.
Traditional bike insurance pays out weeks after your bike is stolen. BackPedal puts a covert GPS tracker on it, deploys a recovery team, and returns the actual bike — usually within 48 hours. Backup theft insurance is included as a safety net.
- 79.7%Recovery rate
- ~48hTypical recovery time
- 24/7In-house ops team
Recovery with no exclusions
Even if you forgot to lock up — we still recover your bike.
Full insurance backup included
Underwritten by Sundays Insurance, FCA regulated.
Tracking kit & professional installation
Covert GSM, GPS & BLE tracking kit — expertly installed, all part of your subscription.
Trusted by thousands of families, commuters, racers and delivery riders because we do more than just insure… we recover.
We've recovered 800 stolen bikes — and counting.
We've recovered 79% of all stolen bikes that we've covered with a tracker.
79%
Average recovery time
2 days
Live recovery
Streatham recoveryDB075 - 242907264
Live recovery
Stratford recoveryLucy D. VOLT22130272
Live recovery
Brighton recoveryMike Baker Street FB Recovery Trek Cargo
Live recovery
Twickenham recoveryUK175
Live recovery
London recoveryZ889496
Live recovery
Hounslow recoveryVOLT22160171
★ ★ ★ AS SEEN ON TV
On the hunt
with TV crews
Three film crews. Three networks. One question — what does it actually look like to recover a stolen bike? Press play and find out.
45 minFeatured · BBC One
Trace, Track, Get My Car Back
In London, bike recovery specialist Bilal hunts down an ebike's GPS signal to a block of flats — and is shocked to discover what looks like a bike chop shop inside.
Watch on BBC iPlayer Series 1 · Episode 15 · 45 min
Crime + Investigation · 60 min
Bike Theft: London's Recovery Crew
“A routine recovery spirals into public confrontations, police involvement and a chase across multiple thefts — showing how unpredictable stolen bike recoveries can be.”
Watch on YouTube
Channel 4 Dispatches · 30 min
Britain's Bike Theft Capital
“Dispatches secretly films suspected handlers and goes on the trail of stolen bikes with our team.”
Watch on YouTubeWhat bike insurance should actually do
UK bike insurance has traditionally meant one thing — paying you a sum of money after your bike is stolen and never seen again. Premiums go up each year because thefts keep rising, and the actual problem (the bike is gone) never gets solved. The thief profits, you start again, and your premiums fund the next round.
BackPedal's bike insurance is built around recovery first, payouts second. Every subscription includes a covert tracker installation, 24/7 recovery team, and backup theft cover. Most subscribers never need to claim — because the bike comes back.
We cover bikes, ebikes, road bikes, mountain bikes, and cargo bikes across the UK, with recovery running nationwide — we already protect thousands of ebikes for fleet partners and recover their bikes from anywhere in the country. Mobile tracker installation for individual consumers is currently available in London zones 1–4, with the install network expanding in 2026.
Traditional bike
insurance vs
BackPedal
A bike is stolen every 2 minutes in the UK. Fewer than 2% of thieves are ever caught. Traditional insurers don't care — they just price it into your premium. The thief profits. You start again. Nothing changes.
BackPedal is different. We track your bike, recover it, and return it to you — so the thief gets nothing. Insurance is our backup, not our business model.
What you get
RecommendedBackPedalRecovery + Insurance
Other Bike InsuranceTypical Policy
01Recovery & Protection
Get your actual bike back
Covert GPS tracking included
24/7 recovery team deployed
Bike stolen? One call and we take over
02No exclusions on recovery
Forgot to lock up? Still covered
Left outside your house? Still covered
Stolen whilst riding? Still covered
03Insurance
If we can't recover your bike, our backup insurance by Sundays kicks in — the same kind of cover you'd get from any other bike insurer. Standard terms apply and claims are subject to approval.
Financial cover for a replacement bike
Accessory cover
Theft damage cover
Excess
£50*
Varies
* No excess on recovery claims. £200 excess for battery-only insurance claims.
How BackPedal works
Three steps. Covert trackers go on your bike, you call us when it's stolen, and our agents go and get it back. We've recovered 79% of bikes reported to us.
01
Install trackers
Our mechanics fit covert GSM, GPS & BLE trackers to your bike anywhere in London — at the time and place you choose, 8am to 8pm, every day.
£150 OF KIT8AM–8PM, DAILY
02
24/7 Recovery OpsReport a theft
When your bike goes, you call our 24/7 hotline. We deploy recovery agents the same hour and keep you updated until it's back.
24/7 HOTLINESAME-HOUR DEPLOY
03
RecoveredOn its way homeBike recovered
We track it down, check it for damage, return it to your door, and handle the police report and any insurance claim on your behalf.
79% RECOVEREDCLAIM HANDLED
79%
Of stolen bikes recovered
24/7
Theft reporting hotline
£0
Charged until trackers fitted
What you get
The full bundleTracking kit, professional installation, 24/7 recovery agents and full theft & damage insurance — one subscription. Pop your bike value in for an instant quote.
Annual protection from £153 (just £12.75 per month)
Recovery + Insurance
Policy
Tracking kit & professional installation
Covert GSM, GPS & BLE tracking kit — expertly installed, all part of your subscription.
24/7 recovery team on call
If your bike gets stolen, our agents will track it down and get it back.
Full theft & damage insurance
Get full backup cover for your bike, including accessories & damage caused by theft.
Recovery with no exclusions
No matter how your bike gets stolen, our team go to recover it.
Support the fight against bike theft
Every recovery makes bike theft less rewarding.
★ ★ ★ ★ ★ 4.6 on Trustpilot
Our customers love us
My bike was stolen… BackPedal took over the whole operation to get my bike back. Kind and caring and excellent at their job!
Alexandra Stratos
Chef, Highbury
My ebike is essential to our lives so I love the peace of mind knowing you've got a team there ready to go if the unthinkable happens.
Elan TamSey
Musician, Walthamstow
BackPedal gives me a way to protect my kit and fight back against bike theft at the same time.
Mat Shreeve
Engineer, Camden Town
BackPedal have recovered my ebike twice now. It is still a horrible experience having my bike stolen but the team are so resourceful they got a quick result.
They could not have been more conscientious on my behalf.
Frances Kelly
Kensington
Cover for every kind of bike
Every BackPedal plan includes recovery, tracking kit, and insurance backup. Whatever you ride, the cover follows the same principle — get the bike back first, pay out second.
Cheap bike insurance
Lower-cost cover that still includes our recovery service.
Learn moreBike theft insurance
What theft cover means at BackPedal, and when insurance kicks in.
Learn moreBike insurance with GPS tracker
Covert GSM, GPS and BLE tracker included in every plan.
Learn moreBike recovery service
How our 24/7 recovery team retrieves 79% of stolen bikes.
Learn moreRoad bike insurance
Road bike cover with sportive, club ride, and event protection.
Learn moreMountain bike insurance
Mountain bike cover for trail centres, race days, and DH events.
Learn moreBike insurance FAQs
What does bike insurance with BackPedal cover?
Every BackPedal subscription includes a covert GPS tracker, professional installation, 24/7 recovery team callout, and backup theft insurance underwritten by Sundays. If your bike is stolen we attempt to recover it first; if we can't, our Sundays-backed insurance covers the claim — replacement, accessories, theft damage — subject to standard policy terms. Recovery itself has no exclusions, even if you forgot to lock up.
How much does bike insurance cost in the UK?
BackPedal pricing is based on your bike's value, starting at around £153/year for entry-level bikes (≈£13/month equivalent). Year 1 is billed annually upfront — it covers the £150 tracker hardware plus professional installation. From year 2 you can switch to monthly billing or stay annual at a discount. Use the quote tool to see a real number — no email required.
Does home insurance cover bike theft?
Sometimes — but usually capped at a few hundred pounds and only if the bike was stolen from inside your home. Most policies exclude theft from sheds, garages, on the street, or while you're riding. They also don't recover your bike. BackPedal recovers it, then insures whatever recovery can't fix.
Is bike insurance with theft cover worth it?
If your bike is worth more than ~£500, almost always. The average UK bike theft loss is £450 according to ONS; an excess-only claim under most policies wipes out the saving. BackPedal's recovery service means most subscribers never claim — the bike comes back instead.
What's the excess on a BackPedal bike insurance claim?
£50 fixed excess on insurance claims. No excess on recovery claims — if we get your bike back, you pay nothing. Battery-only insurance claims on ebikes have a £200 excess.
Can I get bike insurance for an electric bike?
Yes — see our dedicated ebike insurance page. Ebike cover includes battery cover and the same recovery service. London commuter ebikes are our highest-recovery segment.
Protect your bike with BackPedal
GPS tracker, professional install, 24/7 recovery service, and backup theft insurance — one transparent subscription. Year 1 is annual upfront; monthly billing available from year 2. Get an instant quote in 60 seconds.