Ebike insurance

Ebike recovery service that gets your bike back.

Insurance writes a cheque weeks later. BackPedal sends a team to bring your ebike home — with the battery and motor still attached. Tracker, agents, and backup insurance are all bundled into one subscription (annual in year 1, monthly or annual from year 2).

  • +80%Recovery rate
  • ~48hTypical recovery time
  • 24/7In-house ops team
  • Recovery with no exclusions

    Even if you forgot to lock up — we still recover your bike.

  • Full insurance backup included

    Underwritten by Sundays Insurance, FCA regulated.

  • Tracking kit & professional installation

    Covert GSM, GPS & BLE tracking kit — expertly installed, all part of your subscription.

Watch one of our recoveries

Streatham recovery
Quick quote

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Tracker, insurance & recovery — one price.

No credit check · No obligation · Instant result

Trusted by thousands of families, commuters, racers and delivery riders because we do more than just insure… we recover.

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What happens when you report an ebike theft

Call our 24/7 hotline. A handler opens a case file immediately and starts live-tracking the bike using the covert GSM, GPS, and BLE kit fitted at install. There's no claim form to fill in first.

Recovery agents are deployed based on where the bike is heading. Ebikes typically follow predictable routes after a theft — known handover points, vans heading to chop shops, parking spots near markets. Real-time tracker data plus that local knowledge is what powers our 80%+ recovery rate.

We handle the police report on your behalf, return the ebike to your door, and coordinate any repair under the insurance side if the bike's damaged in transit.

Why ebikes need faster recovery

Ebikes are worth more split into parts than as whole bikes. The battery alone retails for £500–£900; the motor for £400–£700. Components can be on second-hand sites within 24 hours. Every hour after a theft that the recovery process is slow makes a whole-bike recovery less likely.

Standard insurance doesn't care — the payout is the same whether the bike's split for parts or sitting in a warehouse intact. BackPedal's whole model is built around closing that window: track immediately, deploy immediately, recover before the bike is broken down. The maths only works on an ebike if recovery is fast.

How BackPedal works

Three steps. Covert trackers go on your bike, you call us when it's stolen, and our agents go and get it back. We've recovered over 80% of bikes reported to us.

01
TREK / E-MTB
RALEIGH / CARGO
TERN / LONGTAIL
TERN / FAMILY
TREK / E-MTBIN THE FRAMEUNDER STEMSEATPOST

Install trackers

Our mechanics fit covert GSM, GPS & BLE trackers to your bike anywhere in London — at the time and place you choose, 8am to 8pm, every day.

UP TO £149 OF KIT8AM–8PM, DAILY
02
BackPedal recovery operations team in the office24/7 Recovery Ops

Report a theft

When your bike goes, you call our 24/7 hotline. We deploy recovery agents the same hour and keep you updated until it's back.

24/7 HOTLINESAME-HOUR DEPLOY
03
BackPedal recovery agents on the streetRecoveredOn its way home

Bike recovered

We track it down, check it for damage, return it to your door, and handle the police report and any insurance claim on your behalf.

+80% RECOVEREDCLAIM HANDLED

+80%

Recovery rate

~48h

Typical recovery time

24/7

In-house ops team

Real recovery footage · updated weekly

Watch us
get them back.

Every clip is real footage from a BackPedal recovery, filmed by our agents on the ground. New recoveries land every week.

Streatham6 hours to recover1:19
Stratford22 hours to recover1:12
Brighton2 days to recover1:15
Twickenham13 hours to recover1:11
London9 days to recover1:06
Hounslow23 hours to recover1:11
Kensington10 days to recover1:03
+70more on
the wall
Watch the recoveries

Traditional bike
insurance vs
BackPedal

A bike is stolen every 2 minutes in the UK. Fewer than 2% of thieves are ever caught. Traditional insurers don't care — they just price it into your premium. The thief profits. You start again. Nothing changes.

BackPedal is different. We track your bike, recover it, and return it to you — so the thief gets nothing. Insurance is our backup, not our business model.

What you get
BackPedal
Other Bike Insurance
01Recovery & Protection
Get your actual bike back
Covert GPS tracking included
24/7 recovery team deployed
Bike stolen? One call and we take over
02No exclusions on recovery
Forgot to lock up? Still covered
Left outside your house? Still covered
Stolen whilst riding? Still covered
03Insurance

If we can't recover your bike, our backup insurance by Sundays kicks in — the same kind of cover you'd get from any other bike insurer. Standard terms apply and claims are subject to approval.

Financial cover for a replacement bike
Accessory cover
Theft damage cover
Excess
£50*
Varies
* No excess on recovery claims. £200 excess for battery-only insurance claims.

The kit · £150 of trackers

Covert trackers,
disguised & hidden

Every bike we protect gets a covert tracking kit — hidden away within the bike itself, or tucked into one of 17 disguised casings, so no two bikes look alike and thieves never learn the hiding spots.

Depending on your bike, that's some mix of an always-on Live GPS, a no-wires Sleeper GPS that wakes the moment your bike's reported stolen, and a short-range Proximity Beacon that leads our agents to it indoors. Read more about the trackers.

Wide pannier reflector — covert BackPedal tracker casing
1 of 17 disguises
Handlebar cable coverCovers any brake, gear and electrical cables whilst hiding the tracker

Browse the disguises · tap to preview

1 / 17

Rated 4.7 · 35 reviews on Trustpilot

Our customers love us

July 2026

Not all heroes wear capes...

It was past midnight and I didn't have much hope of anything happening that night… Richard answered immediately… By 5pm, Edgar had delivered my bike to my home, in exactly the same condition as it was before.

I cannot recommend this service highly enough - if you care about your bike, it's a no brainer!

July 2026

Who are you gonna call?

My Canyon e-bike was stolen… they were professional, knowledgeable, reassuring and super responsive. They kept me informed throughout the process. Most importantly, they successfully recovered my bike within 10 hours of me contacting them.

…it was like a military operation and they won.

May 2026

I can't recommend backpedal enough

To my absolute amazement, they successfully recovered my bike within 2 hours. What really stood out was the customer service; they kept me updated the entire time, providing constant peace of mind during a chaotic situation.

They've earned a lifelong customer… Truly spectacular service!

November 2025

Game changer company!

Edgar from Backpedal got our bike back within an hour of reporting the theft. The whole process was caring, professional and fast - I'm so impressed. I'd highly recommend Backpedal - since police isn't going to do anything, these guys are absolute heroes! Thank you!

January 2026

A superb team. If you have a nice bike in London its a no brainer.

A superb team from start to finish. Everyone in the office was helpful, kind, and extremely supportive. Having people on your side who know what they're doing can completely change an otherwise frustrating and futile situation into a positive one. I called in the morning and had my bike back by the afternoon. Edgar is sharp, efficient, and exactly the person you want when it comes to recoveries.

June 2026

The BackPedal team is amazing

The BackPedal team is amazing! They retrieved my bike within hours of reporting it, and made the whole process look trivial and reassuring. The experience is really like their instagram videos.

These guys are clearly professionals that can be trusted and on top of that they are super nice!

See all 35 reviews on Trustpilot

Reviews shown verbatim from our public Trustpilot profile.

Ebike recovery FAQs

  • How quickly does ebike recovery happen?

    Once you call the 24/7 hotline, live tracking starts immediately and a recovery agent is typically deployed within the hour. Most successful ebike recoveries happen within 48 hours. Real-time tracker data plus our agents' familiarity with London theft patterns mean we usually have a fix before the ebike reaches its first handover point.

  • What's the actual recovery rate for ebikes?

    We've recovered over 80% of bikes reported stolen across our cover — ebikes specifically run slightly higher than that because they're easier to track (more network connectivity, more identifiable). London commuter ebikes are our strongest-performing segment for recovery.

  • Are there exclusions on ebike recovery?

    No. Recovery has no exclusions — even if you forgot to lock up, left the ebike outside, or had it stolen from inside a building. Insurance exclusions still apply if recovery fails and you claim under the insurance side, but the recovery service runs regardless of how the theft happened.

  • What if you can't recover my ebike?

    Our Sundays-underwritten backup insurance handles the claim for replacement, accessories, battery, and theft damage — subject to standard policy terms. £50 fixed excess (£200 on battery-only claims). The insurance side is rare in practice — most ebike thefts we cover end with the bike returning home.

  • Do I need to report ebike theft to police first?

    No — call BackPedal first. We handle the police report on your behalf as part of the recovery process, which logs BackPedal as the party acting on your behalf and streamlines coordination with police throughout the recovery. We work with police regularly and know how to get a crime reference number opened quickly. Time matters in the first few hours of an ebike theft — we'd rather have agents moving than parallel paperwork in motion.

Get the ebike back, not a partial payout

Covert tracker, 24/7 ops team, recovery agents, and backup insurance — bundled. See your price in 60 seconds.