Ebike insurance

London bike and ebike insurance that brings the bike home.

London has a serious bike theft problem, and it's where BackPedal's recovery team is based. A mechanic fits a covert tracker to your ebike or bike at home or work anywhere in zones 1–4, 8am–8pm. Recovery operations themselves run across mainland UK. In London, our agents know the city's handover points and chop-shop patterns, which is why we move fastest in the first hours. Built for commuters and the bike-park-by-default reality of London riding.

  • +80%Recovery rate
  • ~48hTypical recovery time
  • 24/7In-house ops team
  • Recovery with no exclusions

    Even if you forgot to lock up — we still recover your bike.

  • Our hidden tracker kit, or your own

    A Sleeper GPS and a close-range beacon in disguised casings. About 5 minutes to fit, all tools provided.

  • Backup insurance if you want it

    Theft insurance from Sundays, FCA regulated. Add it when you build your protection.

Watch one of our recoveries

Streatham recovery

Trusted by thousands of families, commuters, racers and delivery riders because we do more than just insure… we recover.

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London ebike theft — what we see on the ground

Ebikes are a particular target in London: high values, organised resale routes and unattended bike parks at every station and office. Most thefts happen overnight or during working hours, when bikes are locked up and left. For the data, see our guide to bike theft in London.

BackPedal's recovery team is built for this. We recover bikes across mainland UK, but London is where we deploy fastest: agents in the central zones can intercept a moving bike before it leaves the city, which matters most in the first 6–12 hours after a theft. We know the standard handover points, the chop-shop borough patterns and the routes thieves use through outer London.

Where London ebikes get stolen

Covered in all of these. Recovery service is especially fast in the first three scenarios.

  • Train station bike parks

    Stratford, Clapham Junction, London Bridge, King's Cross — overnight and commute-hour theft. Covered, with active recovery.

  • Office bike parks

    City and Canary Wharf workplace bike parks. Daytime theft is common — agents are usually deployed within an hour.

  • Street locking

    Locked to street furniture overnight or during shop visits. Recovery has no exclusions on this scenario.

  • Home storage across London

    Hallway, communal bike storage, shed, balcony. All covered with no special storage exclusions.

Bike insurance in London — not just ebikes

Riding a regular bike or a cargo bike? You get the same covert tracker, the same London recovery team and the same Sundays-backed insurance. See bike insurance for non-electric bikes, or ebike theft insurance if theft is your main worry.

How BackPedal works

Three steps. Covert trackers go on your bike, you call us when it's stolen, and our agents go and get it back. We've recovered over 80% of bikes reported to us.

01
TREK / E-MTB
RALEIGH / CARGO
TERN / LONGTAIL
TERN / FAMILY
TREK / E-MTBIN THE FRAMEUNDER STEMSEATPOST

Install trackers

Our mechanics fit covert GSM, GPS & BLE trackers to your bike anywhere in London — at the time and place you choose, 8am to 8pm, every day.

UP TO £149 OF KIT8AM–8PM, DAILY
02
BackPedal recovery operations team in the office24/7 Recovery Ops

Report a theft

When your bike goes, you call our 24/7 hotline. We deploy recovery agents the same hour and keep you updated until it's back.

24/7 HOTLINESAME-HOUR DEPLOY
03
BackPedal recovery agents on the streetRecoveredOn its way home

Bike recovered

We track it down, check it for damage, return it to your door, and handle the police report and any insurance claim on your behalf.

+80% RECOVEREDCLAIM HANDLED

+80%

Recovery rate

~48h

Typical recovery time

24/7

In-house ops team

Watch us
get them back.

Every clip is real footage from a BackPedal recovery. New recoveries land every week.

StreathamTap for soundStolen in Streatham. Back in 6 hours.Latest recovery1:19
Stratford22 hours to recover1:12
Brighton2 days to recover1:15
Twickenham13 hours to recover1:11
London9 days to recover1:06
Hounslow23 hours to recover1:11
Kensington10 days to recover1:03
Hackney20 hours to recover1:24
+70more on
the wall
Watch the recoveries

Traditional bike
insurance vs
BackPedal

A bike is stolen every 2 minutes in the UK. Fewer than 2% of thieves are ever caught. Traditional insurers don't care — they just price it into your premium. The thief profits. You start again. Nothing changes.

BackPedal is different. We track your bike, recover it, and return it to you — so the thief gets nothing. Insurance is our backup, not our business model.

What you get
BackPedal
Other Bike Insurance
01Recovery & Protection
Get your actual bike back
Covert GPS tracking included
24/7 recovery team deployed
Bike stolen? One call and we take over
02No exclusions on recovery
Forgot to lock up? Still covered
Left outside your house? Still covered
Stolen whilst riding? Still covered
03Insurance

If we can't recover your bike, our backup insurance by Sundays kicks in — the same kind of cover you'd get from any other bike insurer. Standard terms apply and claims are subject to approval.

Financial cover for a replacement bike
Accessory cover
Theft damage cover
Excess
£100*
Varies
* No excess on recovery claims. £100 on all insurance claims, including battery-only.

The kit · £150 of trackers

Covert trackers,
disguised & hidden

Every bike we protect gets a covert tracking kit — hidden away within the bike itself, or tucked into one of 17 disguised casings, so no two bikes look alike and thieves never learn the hiding spots.

Depending on your bike, that's some mix of an always-on Live GPS, a no-wires Sleeper GPS that wakes the moment your bike's reported stolen, and a short-range Proximity Beacon that leads our agents to it indoors. Read more about the trackers.

Wide pannier reflector — covert BackPedal tracker casing
1 of 17 disguises
Handlebar cable coverCovers any brake, gear and electrical cables whilst hiding the tracker

Browse the disguises · tap to preview

1 / 17

Our customers love us

Alexandra Stratos

My bike was stolen… BackPedal took over the whole operation to get my bike back. Kind and caring and excellent at their job!

Alexandra Stratos

Chef, Highbury

Elan TamSey

My ebike is essential to our lives so I love the peace of mind knowing you've got a team there ready to go if the unthinkable happens.

Elan TamSey

Musician, Walthamstow

Mat Shreeve

BackPedal gives me a way to protect my kit and fight back against bike theft at the same time.

Mat Shreeve

Engineer, Camden Town

Frances Kelly

BackPedal have recovered my ebike twice now. It is still a horrible experience having my bike stolen but the team are so resourceful they got a quick result.

They could not have been more conscientious on my behalf.

Frances Kelly

Kensington

London ebike insurance FAQs

  • Which London zones does BackPedal cover?

    London zones 1–4 is where the mobile install network is currently active — a BackPedal mechanic visits your home, office, or any spot you choose to fit the tracker. Zones 5–6 are coming next. Once installed, the tracker travels with your bike anywhere; recovery itself runs across mainland UK and we already recover bikes nationwide for fleet partners. Within central London our agent density is highest, which is why recovery is fastest here.

  • Is my ebike covered if locked up overnight outside?

    Yes — recovery service has no exclusions for overnight outdoor storage. Insurance side may apply higher excess or exclusions for unattended overnight storage in some scenarios, but recovery runs regardless.

  • What about ebike theft from train stations and tube racks?

    Covered. Network Rail and TfL bike-park theft is one of the most common scenarios we see. The covert tracker works in underground spaces (the GSM and BLE components handle indoor signal). Most recovered ebikes from rail-station thefts come home within 48 hours.

  • What if my ebike's stolen from work?

    Workplace and office bike-park theft is covered. We're particularly familiar with the City and Canary Wharf bike-park theft patterns. Recovery agents are usually deployed within an hour of the report.

  • I live outside London — does ebike insurance still work?

    Yes. The insurance covers you UK-wide, and recovery covers mainland UK: we track your bike and our recovery team goes wherever it ends up, working with police anywhere in the country.

London ebike insurance with live recovery

Covert tracker (mobile install in zones 1–4), 24/7 ops, recovery operations running across mainland UK. See your price in 60 seconds.