Ebike insurance

London ebike insurance that brings the bike home.

London is where ebike theft happens most and where BackPedal's recovery expertise runs deepest. Mobile tracker install is available in zones 1–4 — a mechanic comes to you at home or work, 8am–8pm. Recovery operations themselves run UK-wide; our local knowledge of handover points and chop-shop patterns is what makes London our highest-recovery segment by volume. Built for commuters and the bike-park-by-default reality of London riding.

  • +80%Recovery rate
  • ~48hTypical recovery time
  • 24/7In-house ops team
  • Recovery with no exclusions

    Even if you forgot to lock up — we still recover your bike.

  • Full insurance backup included

    Underwritten by Sundays Insurance, FCA regulated.

  • Tracking kit & professional installation

    Covert GSM, GPS & BLE tracking kit — expertly installed, all part of your subscription.

Watch one of our recoveries

Streatham recovery
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Tracker, insurance & recovery — one price.

No credit check · No obligation · Instant result

Trusted by thousands of families, commuters, racers and delivery riders because we do more than just insure… we recover.

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London ebike theft — the actual numbers

London accounts for the largest share of UK bike theft. Ebikes are a particular target: high values, organised resale routes, and a steady supply of unattended bike-parks at every station and office. Most thefts happen overnight or during the daytime work hours when bikes are locked up unattended.

BackPedal's recovery team is built for this. We recover bikes UK-wide, but London is where we deploy fastest — agents on the ground in the central zones can intercept a moving bike before it leaves the city, which matters most in the first 6–12 hours after a theft. We know the standard handover points, the chop-shop borough patterns, and the routes thieves use through outer London.

Where London ebikes get stolen

Covered in all of these. Recovery service is especially fast in the first three scenarios.

  • Train station bike parks

    Stratford, Clapham Junction, London Bridge, King's Cross — overnight and commute-hour theft. Covered, with active recovery.

  • Office bike parks

    City and Canary Wharf workplace bike parks. Daytime theft is common — agents are usually deployed within an hour.

  • Street locking

    Locked to street furniture overnight or during shop visits. Recovery has no exclusions on this scenario.

  • Home storage across London

    Hallway, communal bike storage, shed, balcony. All covered with no special storage exclusions.

How BackPedal works

Three steps. Covert trackers go on your bike, you call us when it's stolen, and our agents go and get it back. We've recovered over 80% of bikes reported to us.

01
TREK / E-MTB
RALEIGH / CARGO
TERN / LONGTAIL
TERN / FAMILY
TREK / E-MTBIN THE FRAMEUNDER STEMSEATPOST

Install trackers

Our mechanics fit covert GSM, GPS & BLE trackers to your bike anywhere in London — at the time and place you choose, 8am to 8pm, every day.

UP TO £149 OF KIT8AM–8PM, DAILY
02
BackPedal recovery operations team in the office24/7 Recovery Ops

Report a theft

When your bike goes, you call our 24/7 hotline. We deploy recovery agents the same hour and keep you updated until it's back.

24/7 HOTLINESAME-HOUR DEPLOY
03
BackPedal recovery agents on the streetRecoveredOn its way home

Bike recovered

We track it down, check it for damage, return it to your door, and handle the police report and any insurance claim on your behalf.

+80% RECOVEREDCLAIM HANDLED

+80%

Recovery rate

~48h

Typical recovery time

24/7

In-house ops team

Real recovery footage · updated weekly

Watch us
get them back.

Every clip is real footage from a BackPedal recovery, filmed by our agents on the ground. New recoveries land every week.

Streatham6 hours to recover1:19
Stratford22 hours to recover1:12
Brighton2 days to recover1:15
Twickenham13 hours to recover1:11
London9 days to recover1:06
Hounslow23 hours to recover1:11
Kensington10 days to recover1:03
+70more on
the wall
Watch the recoveries

Traditional bike
insurance vs
BackPedal

A bike is stolen every 2 minutes in the UK. Fewer than 2% of thieves are ever caught. Traditional insurers don't care — they just price it into your premium. The thief profits. You start again. Nothing changes.

BackPedal is different. We track your bike, recover it, and return it to you — so the thief gets nothing. Insurance is our backup, not our business model.

What you get
BackPedal
Other Bike Insurance
01Recovery & Protection
Get your actual bike back
Covert GPS tracking included
24/7 recovery team deployed
Bike stolen? One call and we take over
02No exclusions on recovery
Forgot to lock up? Still covered
Left outside your house? Still covered
Stolen whilst riding? Still covered
03Insurance

If we can't recover your bike, our backup insurance by Sundays kicks in — the same kind of cover you'd get from any other bike insurer. Standard terms apply and claims are subject to approval.

Financial cover for a replacement bike
Accessory cover
Theft damage cover
Excess
£50*
Varies
* No excess on recovery claims. £200 excess for battery-only insurance claims.

The kit · £150 of trackers

Covert trackers,
disguised & hidden

Every bike we protect gets a covert tracking kit — hidden away within the bike itself, or tucked into one of 17 disguised casings, so no two bikes look alike and thieves never learn the hiding spots.

Depending on your bike, that's some mix of an always-on Live GPS, a no-wires Sleeper GPS that wakes the moment your bike's reported stolen, and a short-range Proximity Beacon that leads our agents to it indoors. Read more about the trackers.

Wide pannier reflector — covert BackPedal tracker casing
1 of 17 disguises
Handlebar cable coverCovers any brake, gear and electrical cables whilst hiding the tracker

Browse the disguises · tap to preview

1 / 17

Rated 4.7 · 35 reviews on Trustpilot

Our customers love us

July 2026

Not all heroes wear capes...

It was past midnight and I didn't have much hope of anything happening that night… Richard answered immediately… By 5pm, Edgar had delivered my bike to my home, in exactly the same condition as it was before.

I cannot recommend this service highly enough - if you care about your bike, it's a no brainer!

July 2026

Who are you gonna call?

My Canyon e-bike was stolen… they were professional, knowledgeable, reassuring and super responsive. They kept me informed throughout the process. Most importantly, they successfully recovered my bike within 10 hours of me contacting them.

…it was like a military operation and they won.

May 2026

I can't recommend backpedal enough

To my absolute amazement, they successfully recovered my bike within 2 hours. What really stood out was the customer service; they kept me updated the entire time, providing constant peace of mind during a chaotic situation.

They've earned a lifelong customer… Truly spectacular service!

November 2025

Game changer company!

Edgar from Backpedal got our bike back within an hour of reporting the theft. The whole process was caring, professional and fast - I'm so impressed. I'd highly recommend Backpedal - since police isn't going to do anything, these guys are absolute heroes! Thank you!

January 2026

A superb team. If you have a nice bike in London its a no brainer.

A superb team from start to finish. Everyone in the office was helpful, kind, and extremely supportive. Having people on your side who know what they're doing can completely change an otherwise frustrating and futile situation into a positive one. I called in the morning and had my bike back by the afternoon. Edgar is sharp, efficient, and exactly the person you want when it comes to recoveries.

June 2026

The BackPedal team is amazing

The BackPedal team is amazing! They retrieved my bike within hours of reporting it, and made the whole process look trivial and reassuring. The experience is really like their instagram videos.

These guys are clearly professionals that can be trusted and on top of that they are super nice!

See all 35 reviews on Trustpilot

Reviews shown verbatim from our public Trustpilot profile.

London ebike insurance FAQs

  • Which London zones does BackPedal cover?

    London zones 1–4 is where the mobile install network is currently active — a BackPedal mechanic visits your home, office, or any spot you choose to fit the tracker. Zones 5–6 are coming next. Once installed, the tracker travels with your bike anywhere; recovery itself runs UK-wide and we already recover bikes nationwide for fleet partners. Within central London our agent density is highest, which is why recovery is fastest here.

  • Is my ebike covered if locked up overnight outside?

    Yes — recovery service has no exclusions for overnight outdoor storage. Insurance side may apply higher excess or exclusions for unattended overnight storage in some scenarios, but recovery runs regardless. London commuters are our highest-recovery segment for this reason.

  • What about ebike theft from train stations and tube racks?

    Covered. Network Rail and TfL bike-park theft is one of the most common scenarios we see. The covert tracker works in underground spaces (the GSM and BLE components handle indoor signal). Most recovered ebikes from rail-station thefts come home within 48 hours.

  • What if my ebike's stolen from work?

    Workplace and office bike-park theft is covered. We're particularly familiar with the City and Canary Wharf bike-park theft patterns. Recovery agents are usually deployed within an hour of the report.

  • I live outside London — does ebike insurance still work?

    The insurance side covers UK-wide. Trackers work UK-wide and we work with police anywhere in the country. Active agent recovery is currently London-only, so if you're outside London the recovery process relies more heavily on police coordination than agent deployment.

London ebike insurance with live recovery

Covert tracker (mobile install in zones 1–4), 24/7 ops, recovery operations running UK-wide. See your price in 60 seconds.