Ebike insuranceGreenwich recovery
Cowboy insurance with the install already built in.
Every Cowboy ships with hidden GPS tracking — which means BackPedal can protect yours without fitting a thing. Sign up online from anywhere in the UK, and if the bike's ever stolen our 24/7 team turns that dot on the map into a knock on the door. Sundays-backed insurance is the safety net if recovery isn't possible, subject to standard policy terms.
- 79.7%Recovery rate
- ~48hTypical recovery time
- 24/7In-house ops team
No install appointment
Your Cowboy's built-in GPS is BackPedal-compatible. Nothing to fit, nobody to wait in for — checkout is the whole setup.
15% tracker discount
We don't fit hardware or send a mechanic, so the built-in-tracker discount comes off your quote automatically.
Set up within a day
Checkout takes minutes and there's no appointment to wait for — you're fully set up within one working day, anywhere in the UK.
Trusted by thousands of families, commuters, racers and delivery riders because we do more than just insure… we recover.
Cowboy tells you where your bike is. We go and get it.
Cowboy's anti-theft stack is genuinely good. Hidden GPS in every frame, theft alerts the moment the bike moves without you, crash detection, even an in-app theft report generator for the police. If your Cowboy is snatched, you'll know within seconds — and you'll watch the dot start moving across the map.
Then what? That's the question BackPedal exists to answer. A dot on a map isn't a recovery — someone still has to follow it, deal with the police, and knock on the right door. The moment you report a theft, our 24/7 operations team takes over the chase: live-tracking the bike, handling the police report, and deploying recovery agents to wherever it ends up. 79% of the bikes we chase come home, most within about 48 hours.
And if the bike genuinely can't be recovered, the Sundays-underwritten insurance handles the claim — subject to standard policy terms — so the worst case is a replacement Cowboy, not an empty bike hook and a lesson learned.
What BackPedal adds to your Cowboy
Your bike brings the hardware. The subscription brings everything that happens after the theft alert.
- 24/7
A human ops team
Report a theft any hour and a handler opens a case immediately — no claim form first. Your bike's tracking feeds straight into the chase.
- UK-WIDE
Recovery agents
Agents deploy to where the bike actually ends up — known handover points, vans, chop-shop routes. Nationwide, not just London.
- BACKUP
Theft insurance
Sundays-underwritten cover, battery and motor included. If recovery isn't possible, the claim is handled — subject to standard policy terms.
Sign up in minutes — no mechanic visit needed
Every Cowboy qualifies, from the original models through to the Cruiser and Cross. There's nothing to fit and no appointment to book — your bike's built-in tracking does the job our mechanics usually visit to do, and the built-in-tracker discount is applied to your quote automatically.
That's also why Cowboy owners anywhere in the UK can join today: recovery operations run nationwide, and there's nothing to wait for. After checkout we register your bike's tracking with our recovery team — you're fully set up within one working day.
The one thing we ask: keep the Cowboy app connected, along with any Cowboy subscription that enables tracking on your bike. Your recovery cover runs on that tracking, so it needs to stay live.
One subscription covers recovery and insurance together: annual in year 1, then monthly or annual at a discount from year 2.
BackPedal is an independent service and is not affiliated with or endorsed by Cowboy.
We've recovered 800 stolen bikes — and counting.
We've recovered 79% of all stolen bikes that we've covered with a tracker.
79%
Average recovery time
2 days
Streatham recoveryDB075 - 242907264
Stratford recoveryLucy D. VOLT22130272
Brighton recoveryMike Baker Street FB Recovery Trek Cargo
Twickenham recoveryUK175
London recoveryZ889496
Hounslow recoveryVOLT22160171
Traditional bike
insurance vs
BackPedal
A bike is stolen every 2 minutes in the UK. Fewer than 2% of thieves are ever caught. Traditional insurers don't care — they just price it into your premium. The thief profits. You start again. Nothing changes.
BackPedal is different. We track your bike, recover it, and return it to you — so the thief gets nothing. Insurance is our backup, not our business model.
What you get
RecommendedBackPedalRecovery + Insurance
Other Bike InsuranceTypical Policy
01Recovery & Protection
Get your actual bike back
Covert GPS tracking included
24/7 recovery team deployed
Bike stolen? One call and we take over
02No exclusions on recovery
Forgot to lock up? Still covered
Left outside your house? Still covered
Stolen whilst riding? Still covered
03Insurance
If we can't recover your bike, our backup insurance by Sundays kicks in — the same kind of cover you'd get from any other bike insurer. Standard terms apply and claims are subject to approval.
Financial cover for a replacement bike
Accessory cover
Theft damage cover
Excess
£50*
Varies
* No excess on recovery claims. £200 excess for battery-only insurance claims.
Cowboy insurance FAQs
Which Cowboy models qualify?
All of them. Every Cowboy ships with GPS tracking built into the frame, so every model — from the original Cowboy through the C4 to the Cruiser, Cruiser ST, Cross and Cross ST — signs up without an install appointment. Enter Cowboy as the make and the discount and install-skip apply automatically.
Do I need a Cowboy Connect subscription for BackPedal to work?
You don't need any insurance sold by Cowboy — theft cover is bundled into your BackPedal subscription, backed by Sundays. What you do need is your bike's tracking working: keep the Cowboy app set up, and maintain any Cowboy subscription (like Connect) that enables tracking on your bike. Recovery runs on that tracking, so it needs to stay live.
How does BackPedal use my Cowboy's tracking?
After signup, we register your bike with our recovery operations team. If you report a theft, a handler live-tracks the bike using its built-in GPS alongside our own recovery tooling, coordinates the police report, and deploys agents to the bike's location.
What does BackPedal cover that the Cowboy app doesn't?
The app tells you where the bike is; BackPedal is the team that acts on it. The subscription bundles 24/7 human response, physical recovery agents across the UK, and Sundays-backed theft insurance — battery and motor included — as the safety net, subject to standard policy terms.
How fast am I covered?
Signup takes about three minutes and there's no install appointment. Our team registers your bike's tracker with recovery ops and confirms by email — you're fully set up within one working day of checkout.
The tracker's fitted. Add the recovery team.
Sign up online in minutes — no install appointment, 15% built-in-tracker discount, UK-wide. See your price in 60 seconds.